| Share Rates $25 minimum investment |
| Annual Percentage Yield is accurate
as of April 03, 2008. Rates and other terms may change
at any time without prior notice. A penalty is imposed
for early withdrawal. Fees could reduce earnings on the
account. |
| Account Type |
Minimun Opening
Deposit |
Minimum Balance
to Earn APY |
Limitations* |
Dividend Rate |
Annual
Percentage
Yield |
| Dividends will be compounded quarterly
and will be credited quarterly. Average Daily Balance. |
| Regular Share Account |
$25.00 |
$100.00 - $2,500.00
$2,500.01 - $10,000.00
over $10,000.01 |
Transfer* |
.50%
.75%
1.00% |
.50%
.75%
1.00% |
| Christmas Club Share Account |
$5.00 |
$100.00 - $2,500.00
$2,500.01 - $10,000.00
over $10,000.01 |
Transfer & Withdrawal* |
.50%
.75%
1.00% |
.50%
.75%
1.00% |
| Vacation Club Share Account |
$5.00 |
$100.00 - $2,500.00
$2,500.01 - $10,000.00
over $10,000.01 |
Transfer & Withdrawal* |
.50%
.75%
1.00% |
.50%
.75%
1.00% |
| * For additional information
regarding the above accounts, please refer to the Truth-In-Savings
Fee Schedule. |
| Regular Certificates |
Annual Percentage Yield is accurate
as of April 03, 2008. Rates and other terms may change
at any time without prior notice. *$1000.00 minimum
required to open Share Certificate. After your
certificate is opened, the dividend rate is fixed for
the term. A penalty is imposed for early withdrawal.
Fees could reduce earnings on the account.
6 and 12 month certificate dividends will be paid at maturity.
24 and 36 month certificate dividends will be compounded quarterly and will
be credited quarterly. If you close your share account before dividends
are paid, you will not receive the accrued dividends. |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| 6 months |
3.00% |
3.00% |
| 12 months |
3.25% |
3.25% |
| 24 months |
NA |
NA |
| 36 months |
NA |
NA |
| ** For additional information regarding
the above accounts, please refer to the Truth-In-Savings
Fee Schedule. |
Click
here for the compound interest calculator or click
here for the APR calculator. |
